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Retiree benefits overview

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Eligibility*

Employees who retire on or after January 1, 2018, are eligible for retiree insurance benefits if they: were employed in a èßäappSystem benefit-eligible position on December 31, 2017; reached at least five years of vesting service as of December 31, 2017; and reach at least 60 years old by retirement date; and accrue at least 20 years of creditable service to the èßäappSystem by their retirement date.

The retiree insurance benefits employees are eligible for depend upon the Access Category in which they were placed as of December 31, 2017. For more information about access categories, review the (PDF 110KB) or contact the HR Service Center to request a review of your service and access category determination.

*Special rules apply in the case of breaks in service or termination after 12/31/17. Refer to the Summary Plan Descriptions (SPDs) for the retiree insurance plans for more information.


Insurance Options

The University is committed to honoring and valuing the contributions of all faculty and staff--even after they are no longer actively employed with the èßäappSystem. èßäappretiree health insurance eligibility and subsidy criteria depend on several factors. For more information, review the eligibility section.

We offer several insurance options to our eligible retirees and their covered dependents. Please note, your Medicare eligibility determines your eligibility for some plans--meaning you are eligible for the insurance only if you are eligible for Medicare (65+) or not yet Medicare-eligible (pre-65).

Click on one of the following plans you¡¯re interested in. 

Insurance for non-Medicare eligible retirees or their non-Medicare eligible dependent(s)*

* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.

Insurance for Medicare-eligible retirees or their Medicare-eligible dependent(s)*

* If coverage consists of members (retirees or dependents) who are both Medicare-eligible and non-Medicare-eligible, each covered individuals medical plan eligibility is based on their individual Medicare eligibility.

Retiree insurance premiums estimator

Those who retire after 01/01/18 and meet eligibility requirements to receive retiree health insurance may use the premium estimator to estimate their insurance premiums in retirement.

Current retirees enrolled in benefits will receive an annual notice of premiums or may refer to their retiree paystub in myHR (myhr.umsystem.edu) to view the most current deductions.

Note: As of 01/01/18, only employees in categories A and B receive the percentage subsidy.


Wellness resources for retirees

A number of wellness resources are available to retirees of the University. Visit the Wellness resources for retirees webpage for more information.

Reviewed 2024-09-16

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